In business, as in life, things can go horribly wrong. Homeowners don't want to be on the hook if a roofer or electrician is injured on the job. Landlords worry about business tenants damaging the ...

Wondering what is a COI? A Certificate of Insurance (COI) is a document that shows your customers that your business has insurance. Although the ultimate goal of commercial insurance is to protect ...

The specifics of small-business policies depend on the industry and whether you have employees, among other factors. Many, or all, of the products featured on this page are from our advertising ...

Commercial contracts often require the party with less bargaining power to procure insurance for the party with more bargaining power as a way to shift risk and potential liability. General ...

Business insurance can help protect 1099 contract workers from liability and other risks. Many, or all, of the products featured on this page are from our advertising partners who compensate us when ...

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

In September 2009, a change made to the Association for Cooperative Operations Research and Development’s (ACORD) Form 25, Certificate of Liability Insurance, eliminated language in the old form where ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...