If you notice a significant drop in your credit score, that often indicates a serious debt problem. “A credit score drop is a ...

Credit card debt can feel overwhelming when bills start piling up. Maybe you’ve lost your job, faced unexpected medical ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Paying bills on time is most important. Using credit cards helps, but carrying a balance does not. The age of your credit accounts matters, too, and there are easy ways to improve it. Only 1.54% of ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

Your credit score is one of the most important aspects of your financial life. Knowing how to improve a credit score, especially if it's less than stellar, can open the door to all sorts of ...

Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in on credit.

A 650 credit score may not be bragging rights material, but it’s enough to secure competitive mortgage terms if you know where to look. We rounded up the best flexible lenders working with borrowers ...

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.