When an employer offers a group health plan, all enrolled employees are placed under a single, uniform policy. Everyone has the same benefits, cost-sharing structure—including deductibles and ...

For years, the landscape of employer-sponsored health benefits has been dominated by traditional group insurance – a model that, while familiar, increasingly struggles to meet the demands of a modern ...

Costs for employer-sponsored health insurance surged from 2023 to 2024, rising faster than inflation, according to a new analysis. The report was conducted by researchers from the State Health Access ...

Small- and midsize businesses are worried about affording group health plans, with 89% fearing unsustainability within three years. A majority of employers prefer contributing to employees' ...

Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Individuals with employer-sponsored commercial health insurance ...

We propose a way to connect premium tax credits with health reimbursement arrangements for small businesses that have long struggled to offer health benefits. Here, we propose a way to connect premium ...