Credit card marketing used to revolve around people who carried balances and paid late. Now, the industry is quietly zeroing ...

Clothing retailers sell their shoppers more than jeans and sweaters. Major apparel companies also sell credit, often with very high fees, like The Gap’s 21.7% starting interest rate, and US to late ...

Banking regulations haven't caught up with gift cards, which fraudsters are using to steal money from people in ways that are difficult to trace or reverse. The Conversation, CC BY-ND Wednesday ...

Has your credit card information been exposed in a data breach? If not, it probably will be at some point. According to the Identity Theft Resource Center (ITRC), 14.2 million credit card numbers were ...

Identity and data thieves are less likely to open a new credit card or other loan in a consumer's name if the consumer has bad credit, according to a new report released today by Experian Information ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

The average credit card rate is 20.51%, Bankrate reports. That’s a hair below the all-time record, 20.79%, set in August. Card rates are so high, in part, because of the Federal Reserve. The central ...