Broad form car insurance is a cheaper option that only covers one driver with minimum liability coverage. This means anyone else who drives your car is not covered. Because of the risk level, this ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Investopedia / Xiaojie Liu Blanket ...

Mosaic Insurance has released a combined environmental product merging primary commercial general liability with a suite of added pollution and professional coverages. The firm’s new Site Pollution ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and ...

If you cause a car crash in which someone else is injured, your bodily injury liability (BI or BIL) insurance pays for expenses related to injuries they sustain in the crash. It is one of the two ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Liability is one type of coverage that provides ...

Product liability lawsuits represent a serious threat to any manufacturer's bottom line. The total value of the top five product liability verdicts shot up 52% last year to $620 million, according to ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...