I have $12K in my checking account and was told by my bank that's too much. How you can use that cash stash to build wealth and secure your finances

While it’s important to have a buffer, you don’t want too much of a buffer. If you live on about $2,500 per month, but have ...

Earn Hundreds for Moving Your Money: Best Bank Account Bonuses This Week, Dec. 28, 2025

With these banks, you can earn up to $300 just for opening a new checking or savings account. Don't believe me? Read our list ...
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I have $12K in my checking account and I was told by my bank that's too much

This article adheres to strict editorial standards. Some or all links may be monetized. You’ve been stashing some extra cash in your checking account, but you now have about $12,000 saved up. You want ...

I’m 30 With $33K Sitting in Checking and No Retirement Accounts. Where Do I Start?

If you’re unsure how to begin saving or investing, here’s how to build a cash reserve, open a retirement account, and start ...
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Here’s How Often You Should Check Your Checking Account Balance, According to Experts

According to the most recent data from Statista Consumer Insights, 63% of bank account holders handled a financial transaction on their smartphone or tablet as of the first quarter of 2024. A survey ...
MarketWatch

Yes, you can earn 4% on your checking account

There’s no one-size-fits-all approach when it comes to deciding where to put your discretionary income — you likely want some in a savings account (see some of the best savings rates you can get now ...
Miami Herald

How Much Money Should You Keep in Your Checking Account?

Staying on top of your checking account ensures that you have enough cash to pay your bills on time. Making on-time payments for your credit card will improve your FICO score and minimize your ...

Best High-Yield Savings Account Rates Today, Jan. 1, 2026 -- Start the Year Earning up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your ...

Is It OK To Have More Than 1 Bank Account? Yes—And "Soft Switching" Is All the Rage Right Now

Soft switching is opening a new bank account without closing your original one. Here's why you might want to do this and how to manage multiple accounts.
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I’m a Self-Made Millionaire: Here’s How Much I Keep in My Checking Account

If someone says they’re a millionaire, you might think their bank account has more cash than you could ever hope to save. But the reality is that many wealthy people keep relatively modest sums in ...

Best high-yield savings accounts for January 2026: Up to 4.31%

The average savings account yield is 0.63% as of Dec. 19, according to a Bankrate survey of 500 financial institutions. If ...
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I have $12K in my checking account and I was told by my bank that's too much — here's how you can better use that cash stash to build wealth and secure your finances

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. You’ve been stashing some extra cash in ...