If you contribute to a 401(k), several rules governing your retirement savings changed over the past three years. The SECURE ...
Beginning January 1, 2026, age 50+ catch‑up contributions for “high‑paid participants” of 401(k), 403(b), and governmental 457(b) retirement plans must be made on a Roth basis. As a result, employers ...
SECURE 2.0 Act mandates Roth catch-up contributions for employees with FICA wages over $145,000. Employers, payroll, and record keepers must coordinate by January 1, 2026, for compliance. Clear ...
Learn about the new 401K rules for catch-up contributions and how they impact high-earning workers age 50 and older.
Seyfarth Synopsis: On September 15, 2025, the Department of the Treasury and the Internal Revenue Service (“IRS”) issued final regulations (“Final Regulations”) implementing key provisions of the ...