Banks often bundle insurance with personal loans as “peace of mind”, but for many borrowers it adds cost without adding real ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Only permanent life insurance policies, such as whole and universal life, offer loan options — term policies do not. Life insurance loans allow policyholders to access cash value without surrendering ...

If you’re shopping for a life insurance policy, you’ve probably seen term and whole life insurance policies. The biggest ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...