For many workers, the traditional fortnightly or monthly pay cycle is no longer enough to keep up with day‑to‑day expenses. Side hustles are becoming permanent, financial stress is widespread, and HR ...

Because they aren’t technically lenders, these apps don’t charge traditional interest.

According to the National Consumer Law Center in the US, earned wage access takes $300 (around R4 000) or more a year from employees struggling to make ends meet.