The neutral rate is a changing, theoretical interest rate used as a benchmark by the Fed to set monetary policy. Here's what you need to know.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are about the same versus a week ago.

Considering a home purchase or a refinance of your current property? These are the interest rates to know right now.

What Is a Good Interest Rate on a Savings Account? You’ll typically find the best savings interest rate offered by what’s known as a high-yield savings account. A high-yield savings account offers much higher than average annual percentage yields than ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.16%, according to the Mortgage Research Center. On a 15-year fixed mortgage, the average rate is 5.35%, and the average rate on a 30-year jumbo mortgage is 6.

The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including interest-rate limits on credit cards. Trump has called for a one-year cap at 10%, but no such law currently exists, and a presidential proclamation alone doesn’t change private-sector interest rates.

Bankrate’s annual Interest Rate Forecast estimates another three cuts worth 0.75 percentage points in 2026. Investors are betting that the Fed will cut interest rates twice in 2026, starting in June, according to CME Group’s FedWatch tool, and Fed policymakers see just one cut this year.

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting your credit card annual percentage rate. Like many ...

Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.